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Worried about identity theft.


Hey everyone, I've got a bit of a situation on my hands and I'm hoping to get some advice. First off, I got this weird email from a bank I've never dealt with, saying my application for a credit card got denied. Thing is, I never applied for a credit card. I brushed it off as spam, but then my regular bank started sending me texts about some suspicious transactions.


I read up on some identity theft stuff (found some info https://consumerattorneys.com/article/what-are-the-early-indicators-of-identity-theft), and now I'm wondering if I might be a victim. My credit score is usually decent, but I'm scared this mess is gonna ruin it. Plus, there are these calls from debt collectors about bills I never knew existed!


I've already changed my passwords and alerted my bank, but I'm still on edge. How can I be sure I've covered all my bases? Any advice or personal experiences would be greatly appreciated.

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